Effective Date: [2000]
Welcome to FinleyAccess Bank! By using our services, you agree to the following Terms and Service. Please read them carefully. If you do not agree to these terms, please do not use our services.
By accessing or using our website, mobile app, or any other services provided by FinleyAccess Bank (collectively referred to as "Services"), you agree to be bound by these Terms and Service and our Privacy Policy. We may update these terms from time to time, and your continued use of our Services constitutes acceptance of any changes.
You must be at least 18 years old and legally capable of entering into a binding contract to open an account with FinleyAccess Bank. By opening an account, you represent and warrant that you meet these requirements.
You are responsible for maintaining the confidentiality of your account information, including your username and password. You must immediately notify us of any unauthorized use of your account or any other breach of security. FinleyAccess Bank is not liable for any losses resulting from unauthorized access to your account due to your failure to maintain account security.
Our Services are intended for personal and lawful use only. You agree not to use our Services for any illegal or unauthorized purposes. You are responsible for complying with all applicable laws and regulations related to your use of our Services.
All fees and charges associated with your account are detailed in our fee schedule, which is available on our website or upon request. We reserve the right to modify fees and charges, and we will provide notice of such changes as required by law.
You agree that all transactions conducted through our Services are subject to our approval and may be delayed or refused for various reasons, including insufficient funds or suspected fraud. We are not responsible for any losses resulting from transaction delays or refusals.
We are committed to protecting your privacy. Our Privacy Policy explains how we collect, use, and safeguard your personal information. By using our Services, you consent to the collection and use of your information as described in our Privacy Policy.
FinleyAccess Bank is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of our Services. Our liability is limited to the maximum extent permitted by law. In no event shall our liability exceed the amount of fees paid by you to us in the past 12 months.
We reserve the right to suspend or terminate your access to our Services at any time, with or without cause, and with or without notice. Upon termination, you must immediately cease all use of our Services.
Any disputes arising from or related to these Terms and Service will be resolved through binding arbitration in accordance with the rules of the [insert arbitration organization]. You agree that any arbitration will be conducted on an individual basis and not on a class action basis.
For questions or concerns regarding these Terms and Service, please contact us at:
Thank you for choosing FinleyAccess Bank!